Emerald Capital
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Terms & Conditions

Last Updated: April 1, 2026

Welcome to Emerald Capital. By accessing or using our website and services, you agree to be bound by these Terms and Conditions. Please read them carefully.

Acceptance of Terms

By using our website or submitting an application for business funding, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, as well as our Privacy Policy.

Services Offered

Emerald Capital provides business funding solutions including but not limited to working capital loans, equipment financing, revenue-based financing, and other financial products. The availability and terms of any specific funding product are subject to our underwriting criteria and approval process.

Application Process

When you submit a funding application:

  • You represent that all information provided is accurate and complete
  • You authorize us to verify the information and conduct credit checks
  • You understand that submission does not guarantee approval
  • You agree to provide additional documentation as requested

SMS Terms & Conditions

If you opt in to receive text messages from Emerald Capital, the following terms apply:

Consent: By providing your consent, you agree to receive recurring marketing and promotional SMS/MMS messages from Emerald Capital using an automated telephone dialing system (ATDS). These messages may include offers, updates, and information about our financial products and services.

Message Frequency: Message frequency varies. You may receive up to 4 messages per month, though this may change based on your engagement and our promotions.

Message and Data Rates: Message and data rates may apply. Your mobile carrier's standard messaging rates will apply to any text messages you receive from us.

Opt-Out: Reply STOP to any message to opt out at any time. You will receive a confirmation message after opting out. Once you opt out, you will no longer receive text messages from us unless you re-subscribe.

Help: Reply HELP to any message for assistance or contact our support team.

Consent is NOT a Condition of Purchase: You do not have to agree to receive text messages as a condition of purchasing any goods or services from Emerald Capital. You may apply for and receive funding without opting in to SMS communications.

Supported Carriers: Participating carriers include AT&T, Verizon Wireless, T-Mobile, Sprint, and other major U.S. carriers. Not all carriers are supported; check with your carrier for details.

Eligibility

To apply for funding, you must:

  • Be at least 18 years of age
  • Own or operate a legitimate business
  • Have the authority to bind your business to financial agreements
  • Meet our minimum eligibility requirements

Use of Website

You agree to use our website only for lawful purposes and in accordance with these Terms. You may not:

  • Use the website in any way that violates applicable laws or regulations
  • Attempt to gain unauthorized access to any portion of the website
  • Interfere with or disrupt the website or servers
  • Upload viruses or other malicious code

Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of Emerald Capital and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

Disclaimer of Warranties

Our website and services are provided "as is" without warranties of any kind, either express or implied. We do not guarantee that our website will be uninterrupted, secure, or error-free.

Limitation of Liability

To the fullest extent permitted by law, Emerald Capital shall not be liable for any indirect, incidental, special, or consequential damages arising out of or related to your use of our website or services.

Indemnification

You agree to indemnify and hold harmless Emerald Capital from any claims, losses, damages, liabilities, and expenses arising out of your use of our services or violation of these Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.

Changes to Terms

We reserve the right to modify these Terms at any time. Any changes will be posted on this page with an updated "Last Updated" date. Your continued use of our services after changes constitutes acceptance of the modified Terms.

Contact Information

If you have questions about these Terms and Conditions, please contact us:

Emerald Capital
Email: legal@emeraldcapitals.com

Emerald Capital

Your trusted partner for business funding solutions.

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